As an organization grows, the retirement plan it started with RARELY remains the same. Growth introduces a predictable shift in operational complexity, regulatory requirements, and fiduciary risk. 

Even though it’s predictable…it’s often something that catches leaders off guard.

Most organizations assume that if their plan passes its annual audit, they’re in good shape. After all, the numbers tie out. The financial statements are accurate. The auditor didn’t flag anything major.

But here’s the uncomfortable truth: an audit is not the same thing as compliance…