Our clients are generally small/medium-sized growing organizations, and use us for help when:

1. They are overwhelmed by all their other responsibilities and want to get the retirement plan off of their to-do list.

2. They aren’t sure their employees are making the best decisions and want a neutral third party to help them.

3. They need to offer the same benefits their competitors are so they can get the talent they need. But, they need to work within their constrained benefits budget.

4. They want a heads up on warning signs and how to fix them so they aren’t going to put the plan in jeopardy or spin their wheels researching what the DOL or IRS says.

5. They want real answers and advice so they can stop getting the run around or getting a different answer from every person they talk to.

First things first - we’re an independent advisory firm that can work with your current setup. Having us take over as plan advisor is as easy as informing your recordkeeper.

Strategy: What is the plan supposed to do? We will co-design the plan with your input to best meet your goals within your budget, hire the best-fit vendors, maximize what those vendors can provide for your situation, and know what optimal plan workflow looks like.

Service: We’ll take fiduciary liability for the investments, custom design the investment policy statement and lineup for your employees, monitor it ongoing, and present you with periodic, actionable plan reviews and market updates that actually make sense.

Support: We’ll negotiate on your behalf, quarterback any service issues, keep you up-to-date on regulatory changes, train you on your responsibilities and best practices, and keep watching the plan for signs that it needs to evolve with your organization before surprises happen.

Meanwhile, your employees need to make good decisions so they can have the luxury of deciding how they spend their time later in life! We’ll support them too and improve their financial wellness.

What if… DOL or anyone asked you to show evidence that you’ve done a good job staying on top of your plan and making thoughtful decisions in the best interest of the participants? Would you have evidence and supporting documents?

We support you in “documenting the ordinary,” that is, not just the problems — reviewing all aspects of your plan, training you where needed on your responsibilities, guiding you through prudent discussions, informing you about the changing landscape, and assisting with maintaining the plan’s fiduciary file.

Absolutely! Go here to our Resources and scroll down (just a bit) to watch a short video about our philosophy and what a Retirement Planologist does.

This section of our website has case studies.

Feel free to explore more on your own. Here is information about all of our services and here is our extensive blog!

You’re looking for something else. We don’t sell insurance, banking, financial planning, or wealth management.

Your c-suite culture is DIY and you don’t mind the liability that goes with it.

The plan is in place because “it has to be,” not because it’s a strategic asset.

You’re looking for the cheapest option. (We don’t think we’re the cheapest.)